One of the reasons why the economy is in trouble has nothing to do with the subprime problem. I believe one of the reasons that we have such uncertain markets is that we have uncertain politics. No one knows who the next President is going to be or even who the candidates of the major parties are going to be. Because of this no knows if the next president will deal with the spending problem in government. The markets will not comeback unless we get three things: 1. we need a president who will lay out a long term solution to the debt; 2. we need a president who will take on the spending of congress from their first day in office; finally, we need a president who will take on the problems of health care, energy, and entitlements. I do not see anyone who can do this in either party so I think we are in for a hard few years ahead.